curl --request POST \
  --url https://api.usecleff.com/v1/payouts/bulk \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "uploadId": "<string>",
  "rows": [
    {
      "amount_minor": 123,
      "currency": "<string>",
      "beneficiary_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
      "beneficiary_email": "jsmith@example.com",
      "destination_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
      "bank_account_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
      "external_ref": "<string>",
      "idempotency_key": "<string>"
    }
  ]
}
'

import requests

url = "https://api.usecleff.com/v1/payouts/bulk"

payload = {
    "uploadId": "<string>",
    "rows": [
        {
            "amount_minor": 123,
            "currency": "<string>",
            "beneficiary_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
            "beneficiary_email": "jsmith@example.com",
            "destination_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
            "bank_account_id": "3c90c3cc-0d44-4b50-8888-8dd25736052a",
            "external_ref": "<string>",
            "idempotency_key": "<string>"
        }
    ]
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    uploadId: '<string>',
    rows: [
      {
        amount_minor: 123,
        currency: '<string>',
        beneficiary_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
        beneficiary_email: 'jsmith@example.com',
        destination_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
        bank_account_id: '3c90c3cc-0d44-4b50-8888-8dd25736052a',
        external_ref: '<string>',
        idempotency_key: '<string>'
      }
    ]
  })
};

fetch('https://api.usecleff.com/v1/payouts/bulk', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.usecleff.com/v1/payouts/bulk",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'uploadId' => '<string>',
    'rows' => [
        [
                'amount_minor' => 123,
                'currency' => '<string>',
                'beneficiary_id' => '3c90c3cc-0d44-4b50-8888-8dd25736052a',
                'beneficiary_email' => 'jsmith@example.com',
                'destination_id' => '3c90c3cc-0d44-4b50-8888-8dd25736052a',
                'bank_account_id' => '3c90c3cc-0d44-4b50-8888-8dd25736052a',
                'external_ref' => '<string>',
                'idempotency_key' => '<string>'
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.usecleff.com/v1/payouts/bulk"

	payload := strings.NewReader("{\n  \"uploadId\": \"<string>\",\n  \"rows\": [\n    {\n      \"amount_minor\": 123,\n      \"currency\": \"<string>\",\n      \"beneficiary_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"beneficiary_email\": \"jsmith@example.com\",\n      \"destination_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"bank_account_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"external_ref\": \"<string>\",\n      \"idempotency_key\": \"<string>\"\n    }\n  ]\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.usecleff.com/v1/payouts/bulk")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"uploadId\": \"<string>\",\n  \"rows\": [\n    {\n      \"amount_minor\": 123,\n      \"currency\": \"<string>\",\n      \"beneficiary_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"beneficiary_email\": \"jsmith@example.com\",\n      \"destination_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"bank_account_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"external_ref\": \"<string>\",\n      \"idempotency_key\": \"<string>\"\n    }\n  ]\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.usecleff.com/v1/payouts/bulk")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"uploadId\": \"<string>\",\n  \"rows\": [\n    {\n      \"amount_minor\": 123,\n      \"currency\": \"<string>\",\n      \"beneficiary_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"beneficiary_email\": \"jsmith@example.com\",\n      \"destination_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"bank_account_id\": \"3c90c3cc-0d44-4b50-8888-8dd25736052a\",\n      \"external_ref\": \"<string>\",\n      \"idempotency_key\": \"<string>\"\n    }\n  ]\n}"

response = http.request(request)
puts response.read_body

{
  "results": [
    {
      "index": 123,
      "status": "created",
      "payout_id": "<string>",
      "error": "<string>",
      "error_code": "<string>"
    }
  ]
}

{
  "error": {
    "code": "validation_failed",
    "message": "Request validation failed",
    "request_id": "req_abc123",
    "occurred_at": "2026-07-07T12:00:00.000Z",
    "actor": {
      "user_id": "usr_...",
      "membership_id": "mem_...",
      "role": "business_admin",
      "environment": "sandbox"
    },
    "details": [
      {
        "field": "uploadId",
        "code": "is_required",
        "message": "uploadId should not be empty"
      }
    ],
    "docs_url": "https://docs.usecleff.com/errors#validation_failed"
  }
}

{
  "error": {
    "code": "unauthorized",
    "message": "Unauthorized",
    "request_id": "req_abc123",
    "occurred_at": "2026-07-07T12:00:00.000Z",
    "actor": null,
    "docs_url": "https://docs.usecleff.com/errors#unauthorized"
  }
}

{
  "error": {
    "code": "forbidden",
    "message": "Forbidden resource",
    "request_id": "req_abc123",
    "occurred_at": "2026-07-07T12:00:00.000Z",
    "actor": {
      "user_id": "usr_...",
      "membership_id": "mem_...",
      "role": "business_read_only",
      "environment": "sandbox"
    },
    "docs_url": "https://docs.usecleff.com/errors#forbidden"
  }
}

{
  "error": {
    "code": "payload_too_large",
    "message": "Request body is too large",
    "request_id": "req_abc123",
    "occurred_at": "2026-07-07T12:00:00.000Z",
    "actor": null,
    "docs_url": "https://docs.usecleff.com/errors#payload_too_large"
  }
}

{
  "error": {
    "code": "BUSINESS_BLOCKED",
    "message": "This Business is blocked from authorising payouts; contact Cleff to resolve it. Payouts awaiting approval can still be rejected.",
    "request_id": "req_abc123",
    "occurred_at": "2026-07-07T12:00:00.000Z",
    "actor": {
      "user_id": "usr_...",
      "membership_id": "mem_...",
      "role": "business_admin",
      "environment": "production"
    },
    "docs_url": "https://docs.usecleff.com/errors#business_blocked"
  }
}

{
  "error": {
    "code": "RATE_LIMITED",
    "message": "Rate limit exceeded. Slow down and retry after the window.",
    "request_id": "req_abc123",
    "occurred_at": "2026-07-07T12:00:00.000Z",
    "actor": null,
    "docs_url": "https://docs.usecleff.com/errors#rate_limited"
  }
}